Your guide to buying through us
Are you looking to buy?
Visualise home ownership
Your life today... let’s try to get a sense of where you are in life.
Hopes for tomorrow... it’s important to figure out what you want out of life, not just out of a home and what the bigger life goals you have that might inspire a move.
A neighbourhood you love... now we’ve figured out your primary reasons for potentially buying a new home, let’s think about what kind of qualities you want in your neighbourhood.
Checking out listings... at this point, the goal is more about getting inspired... sign up to our database, like our Facebook page, keep an eye on trademe.co.nz and realestate.co.nz – sign up and save listings to your watchlist.
Timing... some people start thinking about buying a house well in advance of actually doing it, others are ready to go so it’s good to know where you stand so you can be prepared and ready to act when you find a home you love.
Assess your buying power
What you can afford... before you start home shopping, you need to have a clear picture of what you can spend and what you can afford to maintain.
Mortgages 101... almost 75% of buyers admit they never truly understood all the ins and outs of their mortgage before signing on the dotted line. We don’t want that to happen to you!
Mortgage brokers... having a chat to an experienced mortgage broker can be the best decision you make. Their service is free to you!
Finding your perfect home... now comes the part you’ve been waiting for — finding your perfect home. You know what you can afford and you’ve been pre-approved (or will be soon). Great!
What are you wanting and needing in a home... now is the time to really think about what you’re looking for in a home, beyond numbers of bedrooms or bathrooms, so you can truly understand your priorities, must have and what you can compromise on.
Tour houses like a pro... make sure you’re seeing each home properly — both the good and the bad.
- Bring decision makers... if a partner or spouse needs to give the home the okay, wait until they are available to go with you. Save time!
- Bring a tape measure... take key measurements of rooms – but remember, buy new furniture to fit in your new house, not the other way around!
- Ignore décor... you need to look past furniture, wallpaper/colour an carpets – all these things can be easily changed.
- Make a 'scrapbook'... save images of each property and make notes of each one as you go along – after the 10th property it can get confusing!
Deciding on a home
Compare the homes you’ve viewed to see which of the houses met most of your requirements. You may not find one that meets them all but usually one will stand out as a winner!
Don’t lose sight of your wants and needs... while your “gut” feeling matters, when it comes to deciding on one house over the other, you want an equal balance of logic and emotion.
Keep your options open... ideally there are at least two properties you would consider making an offer on. Why? Because having options gives you a better a negotiating position, regardless of market conditions.
Making an offer
You’ve finally found a house that works with your wants and needs — and feels like “home” when you walk in. Congratulations!
Now we’ll walk you through making an offer, negotiating through your agent, and reaching an official agreement with the seller. The next few weeks will be intense since many tasks are time sensitive. So let’s get you organised, confident, and ready to go.
Buying tips guide
To receive a full Buying Tips Guide please contact us to request an email copy.